Financial Options

Financial Options

Payment Options

For your convenience, we accept cash, personal checks, money orders, American Express, Visa, Mastercard, Discover and Care Credit. Payment is expected at the time services are performed.


Dr. Cowden and Dr. Frye are a Participating Provider in the Delta Dental Premier Network. Dr. Frye also participates in MetLife and Cigna. As a service to our patients, we will also file your claim with most other dental insurance companies. Our accounting staff will prepare all the necessary forms for your dental benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a Pre-Treatment Estimate to your insurance company so you will know what your benefits will be.

The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.


As a service to our patients, we are pleased to offer the Care Credit payment plan. We can help give you the smile you've always wanted by making it more affordable. This plan can provide you with an affordable alternative when paying for comprehensive treatment.